Dread Disease Insurance

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Dread disease protects your lifestyle, retirement savings and investment portfolio by providing you with the financial cushion you need to fully recover. The payment of a tax-free lump sum while you are recovering, will most certainly help the healing process.

And it pays on diagnosis – no waiting period – providing immediate income before your disability benefits start.

Generally, the critical illnesses covered are:

  1. Stroke
  2. Cancer
  3. Heart Attack
  4. Coronary Artery Disease requiring surgery
  5. Other serious coronary artery diseases
  6. Angioplasty or other invasive treatments for coronary artery disease
  7. Heart Valve Replacement
  8. Hepatitis
  9. Chronic Liver Disease
  10. Primary Pulmonary Arterial Hypertension
  11. Chronic Lung Disease
  12. Kidney Failure
  13. Surgery to Aorta
  14. Aplastic Anaemia
  15. Major Organ Transplant
  16. Blindness
  17. Loss of Hearing/Deafness
  18. Loss of speech
  19. Coma
  20. Multiple Sclerosis
  21. Paraplegia/Paralysis
  22. Muscular Dystrophy
  23. Alzheimer’s Disease
  24. Parkinson’s Disease
  25. Terminal illness
  26. Encephalitis
  27. Benign Brain Tumour
  28. Major Head Trauma
  29. Bacterial Meningitis
  30. Poliomyelitis
  31. Apallic Syndrome
  32. Loss of Independent Existence
  33. AIDS due to Blood Transfusion
  34. Cardiomyopathy